Buying a home is exciting, but the journey to the closing table can be filled with unexpected bumps. At In Escrow Closing Company, LLC, we’ve seen firsthand how simple oversights can lead to frustrating delays. In this post, we’re breaking down the most common mistakes buyers make that delay closing — and how to avoid them so you can stay on track.
Here are 6 common buyer mistakes that can throw a wrench into closing day — and how to avoid them.
Making Major Financial Changes
💳 Opening new credit cards, financing a car, or switching jobs can affect your loan approval.
Lenders often run a final credit check before closing. A lower credit score, new debt, or unstable employment can delay — or derail — your loan altogether.
✅ Stay steady: Avoid big purchases and job changes until the keys are in your hand.
Not Reviewing Documents Promptly
When you’re sent a contract, title documents, or closing disclosures, delayed responses can snowball into scheduling issues.
Title agents, lenders, and attorneys are all working on deadlines. If documents aren’t signed or reviewed in time, the closing date may have to be pushed.
✅ Check your email (and spam folder!) regularly and ask questions early.
Missing Required Paperwork
Lenders may request bank statements, tax returns, or explanations for deposits — sometimes more than once.
If you’re slow to respond or provide incomplete documents, underwriters can’t finish their review, which halts the entire process.
✅ Stay organized and respond quickly with all requested documents.
Overlooking Title Issues
Surprises on the title — like unpaid liens, boundary disputes, or missing heirs — can delay closing if not addressed early.
Some buyers assume title insurance is just a formality, but it’s crucial for catching and resolving these issues ahead of time.
✅ Choose a title company (like us!) that’s proactive in researching and clearing title well before closing day.
Not Scheduling the Final Walkthrough in Time
The final walkthrough confirms the property’s condition. If it’s delayed or reveals a problem (like a leaky roof or missing appliances), it can stall the closing.
✅ Plan your walkthrough at least 24–48 hours before closing, and flag any issues immediately.
Not Ordering or Reviewing the Property Survey in Time
In some transactions, a property survey is required to confirm boundary lines, easements, and structures on the property.
Delays can occur if:
✅ Work closely with your title agent to determine if a new survey is needed, and order it as early in the process as possible.
Avoid Delays With the Right Team
At In Escrow Closing Company, LLC, we guide buyers through the entire closing process — helping you sidestep costly mistakes and get to the closing table with confidence.
Need help or have questions before you make your next move? Contact us today — we’re here to make closings simple and stress-free.